Chicago Insurance v. Chimnee Cricket, Inc.

Defendants Chimnee Cricket Incorporated (“Chimnee Cricket”); John Cerrito, Jr.; and Irina Youdin appeal the district court’s decision granting summary judgment to plaintiff Chicago Insurance Company (“Chicago Insurance”) in this diversity action under Michigan law seeking a declaratory judgment as to the rights and liabilities under a general liability insurance policy. For the following reasons, we affirm.

I

Youdin’s husband, Youri, a Russian immigrant, signed an Independent Dealer Contractor Agreement (“the Agreement”) with Chimnee Cricket, a chimney sweep company, on August 12, 1997. The…