Heslop v. Bear River Mutual Insurance Co.

Justice Pearce,

opinion of the Court:

INTRODUCTION

¶1 Natalie Heslop (Heslop) rolled her truck down an embankment. She told the responding police officer, her family, and medical personnel that the accident had been a suicide attempt. Ten days after the crash, she told an insurance adjuster that her “mind wasn’t right,” she had taken “too many pills” the day before the crash, and that the crash was “pretty much a suicide attempt.” Her insurance policy provided that it would exclude coverage “to any injured person, if the person’s conduct contributed to his injury ... by intentionally causing…