Piazza v. Little

HORTON, Judge.

The issue presented by this appeal is whether an umbrella policy which provides automobile bodily injury liability coverage up to $1,000,000, but which by its terms excludes uninsured and underin-sured motorist coverage, is subject to the provisions of N.C. Gen. Stat. § 20-279.21(b)(4) (1993 and Cum. Supp. 1997) and thus is required to offer UIM coverage.

I

At all times relevant to this case, N.C. Gen. Stat. § 20-279.21(b)(4) provided as follows:(b) [An] owner’s policy of liability insurance:

* * * *(4) Shall . . . provide underinsured motorist coverage, to be used only with a…