Legal Opinion

Pleasants v. American Express Co.

Court of Appeals for the Eighth Circuit

Decided September 9, 2008No. 07-3235PublishedCited by 29 opinions

1Opinion of the Court

COLLOTON, Circuit Judge.

Chrystin Pleasants filed suit on behalf of herself and a. putative class, alleging that American Express Company and American Express Incentive Services (AEIS) violated the Truth in Lending Act (TILA), 15 U.S.C. § 1601 et seq.¡ by issuing preloaded, stored-value cards without making the disclosures required under the TILA. The district court 2 dismissed American Express Company, without objection from Pleasants, because it was not a “creditor” under TILA. AEIS moved to compel Pleasants to arbitrate her claims on an individual basis, as provided for in the contract…

2Cases cited10 opinions

  1. Doctor's Associates, Inc. v. CasarottoSupreme Court of the United States · 1996
  2. Terry Johnson v. West Suburban Bank Tele-Cash Inc. County Bank of Rehoboth Beach, Delaware Tele-Cash Inc. County Bank of Rehoboth Beach, DelawareCourt of Appeals for the Third Circuit · 2000
  3. Snowden v. Checkpoint Check CashingCourt of Appeals for the Fourth Circuit · 2002
  4. Pro Tech Industries, Inc., D/B/A Fusion Seal Corporation v. Urs Corporation, D/B/A Urs Group, Inc. American Home Assurance CompanyCourt of Appeals for the Eighth Circuit · 2004
  5. Larketta Randolph, on Behalf of Herself and All Others Similarly Situated v. Green Tree Financial Corp.-Alabama and Green Tree Financial CorporationCourt of Appeals for the Eleventh Circuit · 2001

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3Cited by29 opinions

  1. Nitro Distributing, Inc. v. Alticor, Inc.Court of Appeals for the Eighth Circuit · 2009
  2. Cicle v. Chase Bank USACourt of Appeals for the Eighth Circuit · 2009
  3. Badrawi v. Wells Fargo Home Mortgage, Inc.Court of Appeals for the Eighth Circuit · 2013
  4. Leonard v. Delaware North Companies Sport Service, Inc.Court of Appeals for the Eighth Circuit · 2017
  5. Vest v. Cracker Barrel Old Country Store, Inc.District Court, E.D. Missouri · 2018

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