Barrett v. Farmers Insurance Group

Opinion

COMPTON, J.

The sole issue on this appeal is whether several uninsured motorist coverages issued by the same insurance company to the same insured may be “stacked” or pyramided so that the benefits under the policies are payable in an amount exceeding the limits of any one of the separate uninsured motorist coverages.

The essential facts are not in dispute. In March 1981, plaintiffs Paul Barrett and Sara Gentry sustained serious injuries when their motorcycle collided with an automobile driven by one La Preal Bauer. Each plaintiff subsequently recovered $25,000, the maximum coverage…