Yearnd v. Northern Insurance Company

On August 15, 1924, defendant insurance company issued a fire insurance policy to plaintiff insuring for three years against loss and damage by fire, in the sum of $500, on a frame dwelling in Cadillac. The policy contained the following:

“If the premises are vacant for a period exceeding sixty days or unoccupied for a period exceeding six months, at any one time, the policy is void unless a special form of permission is attached hereto.

“Unless otherwise provided by agreement in writing added hereto this company shall not be liable for loss or damage occurring * * * (b) while the hazard is…