Moresi v. Nationwide Mutual

*621VAN HOOMISSEN, J.

Magdalena Moresi’s family vehicles were insured by Nationwide Mutual. The policy contained an uninsured motorist (UM) provision which provided:

“If [Nationwide] and the insured do not agree about the insured’s right to recover damages or the amount of damages, the following arbitration procedure will be used: after written demand for arbitration by either party, each party will select a competent and disinterested arbitrator. The two so selected will select a third.”

The policy also provided:

“Under the Uninsured Motorist Coverage any arbitration or legal action against…