Lyons v. Direct General Insurance Co. of Mississippi

FAIR, J.,

for the Court:

¶ 1. Machón Lyons sought a declaratory judgment against Direct General Insurance Company, asserting that an insured and his insurance carrier could not contractually exclude a family member from liability coverage under Mississippi’s mandatory liability insurance statutes. The Monroe County Circuit Court granted summary judgment in favor of Direct. Lyons now appeals. Finding that Mississippi Code Annotated section 63-15-4S(2)(b) requires policy coverage for all permissive drivers, we reverse the judgment of the trial court.

FACTS

112. Lyons was in the passenger seat of…