Lyons v. Direct General Insurance Co. of Mississippi

ON WRIT OF CERTIORARI

DICKINSON, Presiding Justice,

for the Court:

¶ 1. An insurance company denied an injured passenger’s personal-injury claim against the driver because its policy excluded any coverage for the person who was driving, and who was also the tortfea-sor. The circuit court granted the insurance company summary judgment. But because — to the extent of statutorily required liability coverage — the policy exclusion violates Mississippi law, we reverse in part.

*888FACTS AND PROCEDURAL HISTORY

¶ 2. Machón Lyons suffered severe injuries in an single-car automobile accident. The accident…