Stine Seed Farm, Inc. v. Farm Bureau Mutual Insurance Co.

HARRIS, Justice.

The question is whether, under either of two liability policies, an insurer was obligated to defend and indemnify in an underlying action. Because we think the trial court correctly found no such obligation, we affirm dismissal of this suit by the insured against the insurer.

The plaintiff insureds, Stine Seed Farm, Inc. a/k/a Atlas Seed Company, Midwest Oil Seeds, Inc., and Eden Enterprise, Inc. (Stine), a commercial dealer in farm seeds, purchased two liability insurance policies from defendant Farm Bureau Mutual Insurance Company. One was a commercial package policy for…