Ottumwa Housing Authority v. State Farm Fire & Casualty Co.

LAVORATO, Justice.

This breach of contract action essentially involves an insurance coverage question. The district court sustained the insurer’s motion for summary judgment, concluding that there was no coverage and no corresponding duty to defend. Given these conclusions, the district court determined that the insured’s bad faith claim against the insurer was moot. The insured appealed. After considering the contentions and arguments of the parties on these issues, we affirm.

I. Background Facts and Proceedings.

Joyce Kay Streeby and Lisa White Evans were employed by the Ottumwa Housing…