Smith v. Nationwide Mutual Insurance

The 1977 Toyota automobile that Crystal Smith was driving when fatally injured was owned by Crystal Smith and her father, Michael Smith, and both were named insureds under Nationwide’s policy of insurance on that vehicle, Policy A. The father owned two other vehicles individually, which were both covered under Nationwide’s Policy B. Crystal had no ownership interest in either of these two vehicles, which were covered by Nationwide’s Policy B, and she was not a named insured in Policy B. Crystal was *154a member of her father’s household at the time of the accident and was a “covered person” under…