Nesby v. Country Mutual Insurance

The plaintiff Ricky Nesby appeals from the circuit court’s dismissal of his complaint for equitable relief against the defendant Country Mutual Insurance Company (Country Mutual). We affirm.

The plaintiff held an automobile insurance policy with Country Mutual (the policy). The policy provided medical-payments coverage for the payment of medical bills incurred as a result of injuries sustained while a passenger in the covered automobile. The terms of the policy issued by Country Mutual contained a “right to recover payment” provision that allowed Country Mutual to obtain the insured’s right to…