McGinnis v. Fidelity & Casualty Co.

Piper notified appellant herein of the action and demanded that appellant insurance company defend him according to the terms of his liability policy of insurance. Appellant, disclaimed liability upon the ground the policy coverage paid for by Piper did not include accidents occurring off the premises. Piper retained private counsel to defend the action. In a non-jury trial the court found that Piper was negligent in selling the gunpowder to Kevin, a violation of Health and Safety Code sections 12101.5 and 12000, and that Kevin’s injuries were the direct and proximate result of Piper’s…