Ligon Furniture Co. v. OM HUGHES INS.

Plaintiff, Ligon Furniture Company, Inc. ("Ligon"), appeals from a summary judgment in favor of defendants, O.M. Hughes Insurance, Inc. ("Hughes"), Gay Taylor, Inc., and John A. Routledge, in an action to recover damages for breach of contract, bad faith refusal to pay an insurance claim, conversion, and fraudulent misrepresentation.

Ligon contacted Hughes to secure insurance on its furniture store in Birmingham, Alabama. Hughes arranged for Compass Insurance Company ("Compass") to provide insurance for Ligon. Thereafter, the contents of Ligon's furniture store were damaged by fire. Ligon…