Sentinel Insurance Co. v. Alabama Municipal Insurance Corp.

SHAW, Justice.1

Sentinel Insurance Company, Limited (“Sentinel”), appeals the declaratory judgment entered in favor of Alabama Municipal Insurance Corporation (“AMIC”) in this dispute between Sentinel and AMIC over which insurance company is responsible for providing primary insurance coverage in 'an-underlying automobile-accident case. We reverse and remand.

Facts and Procedural History .

In September 2005, the City of Opelika (“the City”) entered into an “operations agreement” with ESG Operations, Inc. (“ESG”). Under .the operations agreement, ESG was to perform certain work for the City,…