Williams v. State Farm Mut. Auto. Ins. Co.

This appeal presents the following question: Under what circumstances may a third party bring a claim of bad-faith failure to pay against an insurer of the party who injured the third party? Danny Williams appeals the Jefferson Circuit Court's summary judgment in favor of State Farm Mutual Automobile Insurance Company ("State Farm") with regard to Williams's bad-faith claims against State Farm. We affirm.

I. Material Facts

The material facts, viewed, as we must, in the light most favorable to Williams, are as follows.

On June 17, 2002, Danny Williams was involved in an automobile accident; Frank…