Freda Cohen v. Union Warren Savings Bank

Underlying this appeal is an action to recover benefits under a life insurance policy issued by the Union Warren Savings Bank.1 The principal question raised by this appeal is whether the insured’s failure to pay premiums was excused by the *96Bank’s failure to provide notice of the premium’s due date. Resolution of this question begins with our examination of the underlying facts.

This $10,000 life insurance policy was negotiated by Irving Cohen (plaintiffs husband) aresidentand businessman of Norwood and by Edward Hackett, the Bank’s Insurance Officer. Mr. Cohen and his Norwood business were by…