Carruthers v. American Honda Finance Corp.

ORDER DISMISSING THE COMPLAINT AND GRANTING LEAVE TO AMEND

ROBERT L. HINKLE, District Judge.

The plaintiff leased an automobile from the defendant. At the end of the term, the plaintiff surrendered the car. The defendant found minor damage and sent the plaintiff a bill for the cost of repair. The plaintiff refused to pay, invoking a specific lease provision dealing with minor damage. While the dispute was ongoing, the defendant reported the nonpayment to a consumer-reporting agency, damaging the plaintiffs credit.

The plaintiff filed this lawsuit, asserting claims under the federal Fair Credit…