Patterson v. John Hancock Mutual Life Insurance

The John Hancock Mntnal Life Insurance Company issued its group insurance policy to the National Lock Company of Rockford on August 8, 1940. By the provisions of this policy the employees of the Lock Company were insured in accordance with a scheduled amount of insurance set forth in the policy and the policy also provided certain benefits to an employee if the employee became totally and permanently disabled while the insurance was in effect. Thereafter the employer, National Lock Company delivered to Engene Patterson, an employee, two certificates effective January 1, 1951. Each certified…