Legal Opinion

Broberg v. Guardian Life Insurance Co. of America

California Court of Appeal

Decided March 2, 2009No. B199461PublishedCited by 37 opinions

1Opinion of the Court

Opinion

PERLUSS, P. J.

The Guardian Life Insurance Company of America (Guardian Life) allegedly sold Dr. David C. Powell a whole life insurance policy in 1993 by falsely promising through its agent John A. Davidson that earnings from the policy would be sufficient to pay the premium costs after the 11th year and by providing misleading marketing materials that similarly represented out-of-pocket premium costs would be eliminated in the 12th year of the policy’s life — sometimes referred to as a “vanishing premium” policy. In a complaint for fraud, negligent misrepresentation and related *916statutor…

2Cases cited30 opinions

  1. Jolly v. Eli Lilly & Co.California Supreme Court · 1988
  2. Aubry v. Tri-City Hospital DistrictCalifornia Supreme Court · 1992
  3. Zelig v. County of Los AngelesCalifornia Supreme Court · 2002
  4. Alliance Mortgage Co. v. RothwellCalifornia Supreme Court · 1995
  5. McCall v. PacifiCare of California, Inc.California Supreme Court · 2001

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3Cited by37 opinions

  1. Gary Davis v. Hsbc Bank Nevada, N.A.Court of Appeals for the Ninth Circuit · 2012
  2. Aryeh v. Canon Business Solutions, Inc.California Supreme Court · 2013
  3. Stearns v. Select Comfort Retail Corp.District Court, N.D. California · 2010
  4. Meyer v. SeidelCourt of Appeals for the Second Circuit · 2023
  5. Copart, Inc. v. Sparta Consulting, Inc.District Court, E.D. California · 2018

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