Kennedy v. London & Lancashire Fire Insurance

Plaintiff brought suit upon an insurance policy issued by defendant April 1, 1906, to recover her loss upon her hotel property, known as the Astor House, in Bay City. Defendant’s local agent, Ames, had been carrying insurance on this property in other companies for a long time under an arrangement with plaintiff’s husband, who represented her.

“He left it to me to carry $4,000on that property, and to place it in whatever company I wanted to, and I did so. I think it had been carried in the Atlas, and, when that policy expired on the first of April, I renewed it in the defendant company,…