Lone Star National Bank, N.A. v. Heartland Payment Systems, Inc.

EMILIO M. GARZA, Circuit Judge:

This case arises out of a group of hackers’ breach of Heartland Payment Systems, Inc.’s (“Heartland’s”) data systems, compromising confidential information belonging to customers of the plaintiff banks (together, the “Issuer Banks”). The district court dismissed the Issuer Banks’ claims. The Issuer Banks appeal only the dismissal of their negligence claim. We REVERSE and REMAND for proceedings consistent with this opinion.

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The Issuer Banks have contracts with Visa and MasterCard that allow them to issue payment cards, including both credit and debit cards, to…