Katchen v. Gov't Emps. Ins. Co.

HOFFMAN, J.A.D.

*603In this appeal, we consider whether an auto insurer may combine uninsured (UM) and underinsured motorist (UIM) coverage in a single section and include exclusions not listed on the policy's declaration page. We also consider if an insurer may exclude UIM coverage for an accident involving a vehicle owned by the insured but not covered under the subject policy. Because we find the exclusion does not violate public policy or result in ambiguity, we reverse.

I

In December 2015, plaintiff suffered injuries in a motor vehicle accident while operating his Harley Davidson motorcycle.…