Sutherland v. Barclays American/Mortgage Corp.

Opinion

MASTERSON, J.

Plaintiff Sondra S. Sutherland owned a condominium that sustained severe damage in an earthquake. Sutherland contacted her mortgage company, explained what had happened, and stated that she had to move out of the damaged unit and rent another residence. The mortgage company agreed to put a “stop” on her account for three months, during which time she did not have to make any payments. Sutherland believed that the “stop” period was intended to give her a financial break to deal with the unexpected costs of the earthquake. She thought that, at the end of the three-month…