Citizens Bank of Michigan City v. Hansom

GARRARD, Judge.

On July 27, 1974 Christine Hansom and John J. Hansom (Hansom) bought a Sequoia doublewide sectional home (the home). Shortly thereafter it was delivered on two flatbed semi-trucks to a property Hansom rented. Citizens Bank of Michigan City (Citizens) claimed a purchase money security interest in the home. A certificate of title was issued for the home. Citizens' security interest was noted on the certificate, and they retained control of it.

In February of 1975 John Hansom died, leaving his wife the sole owner of the home. This was an act of default under the security agreement.…