Rosario v. American Corrective Counseling Services, Inc.
Court of Appeals for the Eleventh Circuit
1Opinion of the Court
COHN, District Judge:
This is an appeal by Lydia Rosario and Audra Phillips from the entry of summary judgment against them on their claims of violations of the federal Fair Debt Collection Practices Act (FDCPA) and the Florida Consumer Collection Practices Act (FCCPA).
I. BACKGROUND
Florida statutes authorize state attorneys to establish a bad check diversion program, “either within the state attorney’s office or through an independent contractor.” Fla. Stat. § 882.08. The Twentieth Judicial Circuit State Attorney’s Office (“SAO”) contracts with American Corrective Counseling Services, Inc.…
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