Georgia Farm Bureau Mutual Insurance v. First Federal Savings & Loan Ass'n

Quillian, Presiding Judge.

Georgia Farm Bureau Mutual Insurance Company (Georgia Farm) brought an action for declaratory judgment against its insured, James E. Collins, and First Federal Savings & Loan Association of Statesboro (First Federal) in Candler Superior Court. The complaint as amended sought a declaration that a certain homeowner’s policy covering the dwelling of the insured which, was destroyed by fire was nugatory, null and void because of certain material misrepresentations made by its insured in applying for the policy.

The controversy arose out of the following facts. First…