TIG Insurance v. Sedgwick James of Washington

JERRY E. SMITH, Circuit Judge:

The district court dismissed TIG Insurance Co. (“TIG”) and Safety Lights Sales & Leasing Co.’s (“Safety Lights”) claims to recover for the costs of defending a lawsuit; the insurance seller’s certificate of insurance added Safety Lights as an additional insured but disclaimed the power to alter an underlying insurance policy. The parties agree that the certificate of insurance’s express limitations combine with the policy’s terms to bar coverage contractually. Agreeing with the district court that TIG and Safety Lights also failed to provide summary judgment…