Joyner v. Nationwide Insurance

HEDRICK, Judge.

The resolution of the issue presented by this appeal requires our construction of the following provision of the insurance policy:

A Certificateholder’s coverage under any benefit provision of the Policy terminates upon the first occurrence of the following:. . .(4) To the last day of the policy month coinciding with or next following his termination of membership in the classes eligible for coverage under that benefit provision. . . .

“Policy month” is defined as “a period of successive days commencing on the first day of each calendar month and ending on the day immediately…