D'ANTUONO v. Narragansett Bay Insurance Company

OPINION

This motor-vehicle accident case raises the following issue: by approving its insured’s proposed liability settlement with an under-insured tortfeasor without disclaiming the availability of underinsured motorist (UIM) coverage, was an insurer thereby estopped from later denying that its policy provided such coverage? Contending that the provisions for UIM coverage in its automobile insurance policy cannot be expanded or negated by the doctrine of estoppel, the defendant-insurer, Narragansett Bay Insurance Company (Narragansett Bay), appeals from a Superior Court judgment entered in…