National Fire Insurance v. Albers

By the policy which is the basis of this suit, the plaintiff was insured to the amount of $2,000, against “direct loss and damage by windstorm, cyclone and tornado,” to his dwelling house and garage, on Miller’s Island, in Chesapeake Bay, within the limits of Baltimore County. The buildings were damaged by a storm which began on the morning of August 23rd, 1933, and continued until the early hours of the following day. It was a storm of extraordinary violence. The wind reached a velocity of fifty miles an hour and the island was inundated to the depth of several feet by the waters of the bay,…