Coffey v. Girard Insurance

The opinion of the court was delivered by

Hall, J.:

This is an appeal from a judgment in favor of the insureds on a Standard Fire Insurance Policy.

The essential facts are not in dispute. The insurance company had issued a policy of fire insurance which is a standard policy used in Kansas, Nebraska, and North Dakota in the amount of $2,500.00. The policy provides as follows:

“ ‘In consideration of the provisions and stipulations herein or added hereto and of the premium above specified, this Company, for the term of Three Years ... at location of property involved, to an amount not exceeding the…