Shunga Plaza, Inc. v. American Employers' Insurance

Basically we are dealing with a simple bilateral contract which, in my opinion, never materialized because there was no meeting of the minds.

The court says the endorsement, standing alone, was not ambiguous. This I concede, but we are concerned with another document as well, which the court seems to ignore.

Both the insurance company and the insured were acting through duly authorized agents, Gucker for the defendant insurance company, and Bernica for the insured.

Of the three documents involved in this action the insurance policy, which contained cancellation provisions, is not of primary…