Campbell v. Republic Indemnity Co. of America

Republic Indemnity Company of America issued its policy of automobile liability insurance to Mr. and Mrs. John A. Campbell, Jr., for the year commencing March 15, 1954. Attached to the policy was the following endorsement: “Additional Declaration ... (b) There is no operator of the automobile under 25 years of age resident in the Named Insured’s household or employed as a chauffeur of the automobile.” On October 17, 1954, the insured automobile became involved in two collisions while being driven by John Alexander Campbell, the son of Mr. and Mrs. Campbell, who was then 18 years of age.

The…