Guglielmelli v. State Farm Mutual Automobile Insurance

MEMORANDUM OPINION

GOLDBERG, District Judge.

Plaintiff seeks damages for bodily injury under an automobile insurance policy, which incorporated a “sign-down form,” reducing the uninsured/underinsured motorist limits of liability available under the policy. Plaintiff, who is listed as the first-named insured, did not execute the sign-down form. Rather, Plaintiffs co-resident, listed as a second-named insured, executed the form. Consequently, Plaintiff claims that the reduced uninsured/underinsured limits of liability are not binding. Plaintiff also posits that a stacking waiver executed on a…