Nationwide Mutual Insurance Company v. William John Liberatore United States of America Dollar Rent-A-Car Systems, Inc. Sheri Leann Ivey

THOMPSON, Senior Circüit Judge:

Nationwide Mutual Insurance Company appeals the district court’s summary judgment in this insurance coverage dispute involving the United States government. 1 Underlying the coverage dispute is a state tort action arising out of an auto accident. The defendant driver, William John Liber-atore, was insured by Nationwide, and at the time of the accident was an active duty member of the armed services of the United States. Under the terms of the Federal Tort Claims Act (FTCA), 28 U.S.C. §§ 1346(b), 2671-2680 (2004), because Li-beratore was a federal employee, the…