Selective Ins. Co. of Am. v. Bratton

By Judge Charles N. Dorsey

In these declaratory judgment actions, Karen Slone Bratton seeks underinsured-motorist coverage from Selective Insurance Co. Ms. Bratton represents the estate of Richard Linwood Slone. On February 20,2008, two *140drunk drivers killed Richard Slone as he worked as a dump-truck driver for S. R. Draper Paving on a construction site. After a civil jury trial, Ms. Bratton obtained a $4.35 million joint-and-several judgment against the two drivers, but their insurance coverage is insufficient to cover their liability. Selective insured Mr. Slone’s Draper Paving dump truck and…