Great American Insurance v. Cassell

Great American Insurance Company (Great American) filed this suit for declaratory judgment against Eglena F. Cassell, administratrix of the estate of Robert G. Cassell, deceased. Great American asked the court to adjudicate its rights and obligations pursuant to the terms of a liability insurance policy that it had issued to the City of Roanoke (City). The trial court conducted an ore tenus hearing and considered as evidence stipulations, documents, and testimony of witnesses. Some of the testimony was disputed. The trial court made the following factual findings.

On November 1, 1985, Robert…