United States Fire Insurance v. Parker

In this insurance coverage case, we deal with the “use” of a motor vehicle in connection with a claim for underinsured motorist protection afforded by Virginia’s uninsured motorist statute.

On September 8, 1989, appellee Nora Rivera Parker was employed as a landscape gardener by the manager of Ford’s Colony, a residential development in James City County near Williams-burg. About 12:00 noon on that day, Parker and two other employees were planting winter cabbages at the development’s entrance adjacent to Long Hill Road. At that time, one Allen Byran Healy lost control of a motor vehicle he was…