Legal Opinion
Pollard v. J.P. Morgan Chase Bank
District Court, E.D. Michigan
Decided August 14, 2014No. Case No. 14-cv-11668PublishedCited by 1 opinion
1Opinion of the Court
OPINION AND ORDER GRANTING DEFENDANT’S MOTION TO DISMISS [7]
JUDITH E. LEVY, District Judge.
This is a consumer credit case. Pending is defendant J.P. Morgan Chase, NA’s motion to dismiss for failure to state a claim under Fed.R.Civ.P. 12(b)(6).
I. Background
Defendant issued plaintiff a credit card in October of 1983, with a 12.49% annual percentage rate (“APR”). In November 2008, plaintiff missed the payment due during that billing cycle. As a result of the delinquent payment, defendant raised the APR applied to plaintiffs credit card to 29.99%.
Plaintiff made timely credit card payments at the…
2Cases cited15 opinions
- Ashcroft v. IqbalSupreme Court of the United States · 2009
- Bell Atlantic Corp. v. TwomblySupreme Court of the United States · 2007
- Landgraf v. USI Film ProductsSupreme Court of the United States · 1994
- Kathryn Keys v. Humana, Inc.Court of Appeals for the Sixth Circuit · 2012
- Foremost Insurance v. Allstate InsuranceMichigan Supreme Court · 1992
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3Cited by1 opinion
- PAT GD JV LLC v. Brunswick Insurance Agency, Inc.District Court, E.D. Michigan · 2019