Legal Opinion

Gruber v. Creditors' Protection Service, Inc.

Court of Appeals for the Seventh Circuit

Decided January 23, 2014No. 13-2084, 13-2164, 13-2297, 13-2351PublishedCited by 92 opinions

1Opinion of the Court

MANION, Circuit Judge.

Four plaintiffs filed separate lawsuits against four separate defendants, alleging that similar debt collection letters were sent in violation of 15 U.S.C. § 1692g(a)(4) of the Fair Debt Collection Practices Act (the “Act”). A district judge and three magistrate judges, all sitting in the Eastern District of Wisconsin, dismissed the respective actions for failure to state a claim. The plaintiffs appealed. We consolidated these appeals and now affirm.

I. BACKGROUND

Between 2012 and 2013, plaintiffs 1 received letters from defendants 2 that read, in pertinent part, as…

2Cases cited7 opinions

  1. Curtis Bartlett v. John A. Heibl and John A. Heibl, Attorney at LawCourt of Appeals for the Seventh Circuit · 1997
  2. Raul Avila, on Behalf of Himself and All Others Similarly Situated v. Albert G. Rubin and Van Ru Credit CorporationCourt of Appeals for the Seventh Circuit · 1996
  3. Lori Pettit v. Retrieval Masters Creditors Bureau, Inc., and Russell FuchsCourt of Appeals for the Seventh Circuit · 2000
  4. Zemeckis v. Global Credit & Collection Corp.Court of Appeals for the Seventh Circuit · 2012
  5. Caldean M. Chuway v. National Action Financial Services Inc.Court of Appeals for the Seventh Circuit · 2004

2 more not listed; retrieve them via the Exa API.

3Cited by92 opinions

  1. Tammy Smith v. Weltman, Weinberg & Reis CompaCourt of Appeals for the Seventh Circuit · 2018
  2. Neal Preston v. Midland Credit ManagementCourt of Appeals for the Seventh Circuit · 2020
  3. Patricia Koehn v. Delta Outsource Group, IncorpoCourt of Appeals for the Seventh Circuit · 2019
  4. Haddad v. Midland Funding, LLCDistrict Court, N.D. Illinois · 2017
  5. Carlvin v. Ditech Financial LLCDistrict Court, N.D. Illinois · 2017

87 more not listed; retrieve them via the Exa API.

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