Tammy Smith v. Weltman, Weinberg & Reis Compa
Court of Appeals for the Seventh Circuit
1Opinion of the Court
Sykes, Circuit Judge.
*764 Amy Dunbar and Tammy Smith received collection letters offering to settle their debts at a significant discount. Both letters included the warning: "This settlement may have tax consequences." In separate suits Dunbar and Smith claimed that this statement is misleading in violation of the Fair Debt Collection Practices Act ("FDCPA"), 15 U.S.C. § 1692e, because they were insolvent when they received the letters and therefore would not have incurred a tax liability for any discharged debts.
The courts below rejected that argument and dismissed the suits on the pleadings. We…
2Cases cited15 opinions
- Michael Durkin and Loretta Reed, Individually and on Behalf of All Others Similarly Situated v. Equifax Check Services, Inc., a Delaware CorporationCourt of Appeals for the Seventh Circuit · 2005
- Ryan Boucher v. Finance System of Green Bay, ICourt of Appeals for the Seventh Circuit · 2018
- Evory v. RJM ACQUISITIONS FUNDING LLCCourt of Appeals for the Seventh Circuit · 2007
- Gonzales v. Arrow Financial Services, LLCCourt of Appeals for the Ninth Circuit · 2011
- Jeffrey Lox v. CDA LimitedCourt of Appeals for the Seventh Circuit · 2012
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- Joseph Degroot v. Client Services, IncorporatedCourt of Appeals for the Seventh Circuit · 2020
- Neal Preston v. Midland Credit ManagementCourt of Appeals for the Seventh Circuit · 2020
- Anne O' Boyle v. Real Time Resolutions, Inc.Court of Appeals for the Seventh Circuit · 2018
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