Legal Opinion

Tammy Smith v. Weltman, Weinberg & Reis Compa

Court of Appeals for the Seventh Circuit

Decided July 19, 2018No. 17-2134; 17-2165PublishedCited by 25 opinions

1Opinion of the Court

Sykes, Circuit Judge.

*764 Amy Dunbar and Tammy Smith received collection letters offering to settle their debts at a significant discount. Both letters included the warning: "This settlement may have tax consequences." In separate suits Dunbar and Smith claimed that this statement is misleading in violation of the Fair Debt Collection Practices Act ("FDCPA"), 15 U.S.C. § 1692e, because they were insolvent when they received the letters and therefore would not have incurred a tax liability for any discharged debts.

The courts below rejected that argument and dismissed the suits on the pleadings. We…

2Cases cited15 opinions

  1. Michael Durkin and Loretta Reed, Individually and on Behalf of All Others Similarly Situated v. Equifax Check Services, Inc., a Delaware CorporationCourt of Appeals for the Seventh Circuit · 2005
  2. Ryan Boucher v. Finance System of Green Bay, ICourt of Appeals for the Seventh Circuit · 2018
  3. Evory v. RJM ACQUISITIONS FUNDING LLCCourt of Appeals for the Seventh Circuit · 2007
  4. Gonzales v. Arrow Financial Services, LLCCourt of Appeals for the Ninth Circuit · 2011
  5. Jeffrey Lox v. CDA LimitedCourt of Appeals for the Seventh Circuit · 2012

10 more not listed; retrieve them via the Exa API.

3Cited by25 opinions

  1. Anne O' Boyle v. Real Time Resolutions, Inc.Court of Appeals for the Seventh Circuit · 2018
  2. Mabel Heredia v. Capital Management Services, LCourt of Appeals for the Seventh Circuit · 2019
  3. Joseph Degroot v. Client Services, IncorporatedCourt of Appeals for the Seventh Circuit · 2020
  4. Neal Preston v. Midland Credit ManagementCourt of Appeals for the Seventh Circuit · 2020
  5. Anne O' Boyle v. Real Time Resolutions, Inc.Court of Appeals for the Seventh Circuit · 2018

20 more not listed; retrieve them via the Exa API.

Showing a preview — retrieve the full document via the Exa API.

Powered by the Exa API