Legal Opinion

Lauren Lloyd v. Midland Funding, LLC

Court of Appeals for the Sixth Circuit

Decided January 22, 2016No. 15-5132UnpublishedCited by 21 opinions

1Opinion of the Court

AMENDED OPINION

SUTTON, Circuit Judge.

Lauren Lloyd and her creditor settled a debt. Yet no one dismissed the then-pending collection action, prompting the state court to enter a default judgment against her. At first, no one noticed. But then the default judgment showed up on Lloyd’s credit report. In response, Lloyd sued her creditor, alleging that the judgment had hurt her credit score which in turn had raised the interest rate she paid on a loan. The district court granted the creditor summary judgment on all of Lloyd’s federal and state-law claims. We affirm in part and reverse in part.

In…

2Cases cited11 opinions

  1. Celotex Corp. v. Catrett, Administratrix of the Estate of CatrettSupreme Court of the United States · 1986
  2. Shirley J. MITCHELL, Plaintiff-Appellant, v. TOLEDO HOSPITAL, Defendant-AppelleeCourt of Appeals for the Sixth Circuit · 1992
  3. Freddie Sevier v. Kenneth TurnerCourt of Appeals for the Sixth Circuit · 1984
  4. Tina Marie Hodge v. Chadwick CraigTennessee Supreme Court · 2012
  5. Brazos River Authority v. GE Ionics, Inc.Court of Appeals for the Fifth Circuit · 2006

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3Cited by21 opinions

  1. Michael Scott v. First S. Nat'l BankCourt of Appeals for the Sixth Circuit · 2019
  2. Mounts v. Midland Funding LLCDistrict Court, E.D. Tennessee · 2017
  3. Arends v. Family Solutions of Ohio, Inc.District Court, N.D. Ohio · 2021
  4. CellMark, Inc. v. Robert Webster, et al.District Court, E.D. Kentucky · 2026
  5. DELAWARE RIVERKEEPER NETWORK v. SUNOCO PIPELINE L.P.District Court, E.D. Pennsylvania · 2020

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