Boone v. Vanliner Insurance

Appellant, Richard Boone, is an over-the-road truck driver and a resident of Ohio. Appellee, Vanliner Insurance Company (“Vanliner”), issued a commercial vehicle liability insurance policy to Boone, individually, and a separate policy to Boone’s employer. Each policy of insurance provided $1,000,000 liability coverage. Boone’s employer’s policy also provided $1,000,000 uninsured/underinsured motorist coverage and Boone’s policy listed uninsured/underinsured motorist coverage in the amount of $50,000.

On June 12, 1995, Boone was in Tampa, Florida, transporting goods for his employer when he was…