Muzio v. Metropolitan Life Insurance

On September 13, 1932, defendant issued to plaintiff an accident policy. By renewals it was in force on August 24, 1933. On that day plaintiff, while riding in a taxicab, suffered injuries to the index and middle fingers of his right hand. The treatment resulted in the fingers becoming rigid and incapable of bending. He was thus totally disabled from pursuing his occupation as a barber.

The policy provided for an indemnity of twenty-five dollars a week for injuries received directly by violent and accidental means and for double indemnity if- the injury be suffered as a passenger in a public…