Legal Opinion
Smith v. State Farm Fire & Casualty Co.
Court of Appeals of Minnesota
Decided February 11, 2003No. C8-02-997PublishedCited by 10 opinions
1Opinion of the Court
OPINION
ROBERT H. SCHUMACHER, Judge.
Appellant State Farm Fire and Casualty Company challenges the district court’s grant of summary judgment to respondent Joan F. Smith, arguing a business-purposes exclusion in Smith’s homeowner’s insurance policy precludes coverage for damage to a structure on her property. We reverse and remand.
FACTS
In June, 1997, Smith purchased residential property in Carver County, Minnesota, that included a home, two pole barns, and various other outbuildings. Smith purchased a homeowner’s policy from State Farm. The policy provided coverage for “the dwelling” (the home)…
2Cases cited14 opinions
- Henning Nelson Construction Co. v. Fireman's Fund American Life Insurance Co.Supreme Court of Minnesota · 1986
- SCSC Corp. v. Allied Mutual Insurance Co.Supreme Court of Minnesota · 1995
- Lobeck v. State Farm Mutual Automobile Insurance Co.Supreme Court of Minnesota · 1998
- Republic National Life Insurance Co. v. Lorraine Realty Corp.Supreme Court of Minnesota · 1979
- Current Technology Concepts, Inc. v. Irie Enterprises, Inc.Supreme Court of Minnesota · 1995
9 more not listed; retrieve them via the Exa API.
3Cited by10 opinions
- Secura Insurance v. Gray Construction, Inc.District Court, W.D. Kentucky · 2010
- Miller v. ACE USADistrict Court, D. Minnesota · 2003
- Wells v. State Farm Fire & Casualty Insurance Co.Appellate Court of Illinois · 2021
- Grinnell Mutual Reinsurance Co. v. MoonDistrict Court, D. Minnesota · 2012
- Wells v. State Farm Fire & Casualty Insurance Co.Appellate Court of Illinois · 2021
5 more not listed; retrieve them via the Exa API.