Harty v. Standard Accident Insurance

Opinion by

Me. Justice Boic,

The question before us is whether or not there was á substitution of one insurance policy for another.

There was an effort to issue group health and accident insurance to the Pennsylvania Realtors Association, but they were held by the Attorney General not to be professional persons and the policies were therefore issued to them individually.

Plaintiff’s husband received his policy in 1948 and by successive renewals maintained it until March 31, 1954. This policy contained a thirty-one days’ grace period and required sixty days’ notice to terminate it. There was no…