Carrugi v. Atlantic Fire Insurance
Supreme Court of Georgia
Insurance. Waiver by Agent. Pleading. New Trial. By Judge Johnson. Muscogee Superior Court. .August, 1869. Carrugi averred that the Atlantic Fire Insurance Company, of Brooklyn, New York, chartered by the laws >of New York, and doing business, by an agent, in Columbus, Muscogee county, Georgia, owed him $5,000 00 and interest, because of a loss by fire; for that, on the 16th of January, 1866, in consideration of a premium paid to said agent, said company insured Carrugi's…
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Insurance. Waiver by Agent. Pleading. New Trial. By Judge Johnson. Muscogee Superior Court. .August, 1869. Carrugi averred that the Atlantic Fire Insurance Company, of Brooklyn, New York, chartered by the laws >of New York, and doing business, by an agent, in Columbus, Muscogee county, Georgia, owed him $5,000 00 and interest, because of a loss by fire; for that, on the 16th of January, 1866, in consideration of a premium paid to said agent, said company insured Carrugi's certain property, specified by a policy then delivered to him, upon the terms-, and conditions specified in said policy,…
1Opinion of the CourtMcCay, J.
This is an'important question, one,' within the last few years, of very common occurrence, but never yet distinctly before this Court. Insurance agents, of whom every hamlet has its supply, are very anxious to take risks, and our people are too prone to trust entirely to them, as to what it is necessary to do to comply with the terms and regulations of their companies. A man frankly informs the agent' that he has already one insurance, and desires another. Perfect good faith exists on his part. He tells the truth and-the whole truth. He trusts the preparation'of the papers to the agent, and…
2Cited by22 opinions
- Travelers Insurance v. SheppardSupreme Court of Georgia · 1890
- Farnum v. Phoenix InsuranceCalifornia Supreme Court · 1890
- Johnson v. Ætna InsuranceSupreme Court of Georgia · 1905
- Lamberton v. Connecticut Fire InsuranceSupreme Court of Minnesota · 1888
- Golden v. National Life & Accident InsuranceSupreme Court of Georgia · 1939
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