Farmers Home Mutual Insurance Co. v. Lill

OPINION

SIMONETT, Justice.

Plaintiff Farmers Home Mutual Insurance Company appeals from a decision of the trial court declaring that insurance coverage existed for injury to defendant Michael Knoll under a policy purchased by defendant George Lili. The sole issue on appeal is whether the trial court erred by concluding that the declarations sheet of the farm liability policy was ambiguous as to whether a premium had been charged for coverage for farm employees. We hold that there was no ambiguity and reverse.

In 1978 Michael Knoll, age 15, was injured in a baling accident on George Lill’s farm.…